by Samantha Asher
As a Finance major in college, I was required to take a class entitled Personal Financial Planning. This included the Time Value of Money, Net Cash Flows for Individuals, Credit, Retirement Planning, Budgeting, and Estate Planning. It included all the stuff you should know if you were a financial adviser helping out clients. This information could be used to help plan retirement, set up an investment strategy, and get through life without worrying about money.
As I took the class, I thought it was a very easy class. It was easy to me because I had already known almost all of it from books, magazine articles, and internet sites I had read the years before when I first became interest in finance. I often wondered why it was enough necessary to take such a simple class. Everyone should know all this stuff already, right?
Most people, especially people less concerned with their finances, don't know much about the topics taught in this, if any at all. They don't know because no one ever taught them and they never went searching themselves as I did. I believe that this is very important information for everyone, finance major and the ordinary citizen alike. In an ideal world, finance would be another subject taught in grade school and high school just like math and science.
Unfortunately we don't live an ideal world and many ordinary citizens don't understand all this information. If you are yearning for more financial knowledge so that you can better manage your money, you are taking a step in the right direction. How do you go about this? You may be wondering if you should take a Personal Financial Planning class. You could audit a class at your local college, but is that really necessary?
I don't believe it is. You can save money and time and add a little more enjoyment and leisure by doing it the same way I did, by reading books. Check out the link below to find out more about the basics of personal finance. You can find information on making goals, budgeting, and managing your money. Pick up several books on personal finance and start reading. Read about investing, retirement planning, and how to save money. If you are further worried that you are missing something you could have learned in a class like that, pick up a copy of a Personal Financial Planning textbook that would be used in such a class and read it. It is not a subject that you would really need help from a teacher with. By reading a good textbook, you can get all the explanations and examples you need, plus you can also search for a financial forum online if you need any extra help.
As I took the class, I thought it was a very easy class. It was easy to me because I had already known almost all of it from books, magazine articles, and internet sites I had read the years before when I first became interest in finance. I often wondered why it was enough necessary to take such a simple class. Everyone should know all this stuff already, right?
Most people, especially people less concerned with their finances, don't know much about the topics taught in this, if any at all. They don't know because no one ever taught them and they never went searching themselves as I did. I believe that this is very important information for everyone, finance major and the ordinary citizen alike. In an ideal world, finance would be another subject taught in grade school and high school just like math and science.
Unfortunately we don't live an ideal world and many ordinary citizens don't understand all this information. If you are yearning for more financial knowledge so that you can better manage your money, you are taking a step in the right direction. How do you go about this? You may be wondering if you should take a Personal Financial Planning class. You could audit a class at your local college, but is that really necessary?
I don't believe it is. You can save money and time and add a little more enjoyment and leisure by doing it the same way I did, by reading books. Check out the link below to find out more about the basics of personal finance. You can find information on making goals, budgeting, and managing your money. Pick up several books on personal finance and start reading. Read about investing, retirement planning, and how to save money. If you are further worried that you are missing something you could have learned in a class like that, pick up a copy of a Personal Financial Planning textbook that would be used in such a class and read it. It is not a subject that you would really need help from a teacher with. By reading a good textbook, you can get all the explanations and examples you need, plus you can also search for a financial forum online if you need any extra help.
About the Author
Do you want to learn more about personal financial planning? Find out more about financial planning at FinancialPlanningMadeEasy.info.
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