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Monday, September 15, 2008

Simple Strategies to Becoming an Ebay Top Seller

by Bombs

On eBay, there have been lots of successful sellers known as power sellers. And you surely want to be one of them. Well, who wouldn't? We all sure want to be successful and profitable in a business that barely needs you to leave home.
Here are some things you need to keep in mind when starting your own eBay business:

* Market Research. This is an important factor even in traditional businesses. You have to identify your target market and collect data that will help you determine what items are selling. With careful market study, you'd be able to see what the current demands are and what items will give you good profits.

* Study the Market Competition. As with traditional businesses, you will have competitions on eBay. In fact, lots of it. What you need to do is conduct a study about who sell this and who sell that and for how much. You should also watch out for the strategies of your possible competitions; learn from their tactics as well as the mistakes that they make.

* Have a Business Plan. After conducting market research and study on your possible competitions, it is time you device your own business plans and strategies. You can make even an informal outlines of your specific niche, your target market and what strategies are you going to take. Note your plans strong points and weak points; plan on how to strengthen the weak points. Budget estimates should also be included.

* Start small. It is not always good to invest all your money all at once. Start by investing small capital at first then see if your plans and strategies will work or not. So now that you are done surveying the eBay market and you have laid out your plans and strategies, it is time to start paving your way to becoming an eBay power seller. Here are the steps that you should take next:

* Get Your Product. Since you now know what items to sell, the next step for you do is to find a reliable supplier. It is best to compare 2 or more suppliers, this way you can choose who among them offer amicable terms and the best rates.

* Test Your Market Strategies. Be sure not to stick to one market plan and strategies. You can always try new one and innovate on your previous ones. If a strategy has some good results, try to improve it into something that will give you the booming success that you've always wanted.

* Expand. It is always good to expand your business once you know your ways on Ebay. You can start by setting goals and sales margin every week then try increasing them along the way.

* Make Use of Technology. As you have to write descriptions and emails, you can get bored on what you've always written. And so will buyers and viewers of your ads. Innovate by using software which can do these works for you; software which can add fun to post-purchase messages, responses to questions regarding your items as well as creating your item lists.

* Take Your Business Seriously. You can do this by having your business registered.

Selling on eBay need not be rocket science. You just have to know how things should be done; and be done the right way. And there's one thing that you should always keep in mind; DON'T GIVE UP! Remember, all businesses have to go through ups and downs before finally reaching the top. So, start selling now and be one of the many eBay millionaires!

About the Author
The author, Mr. Bombs owns Frent Megastore - an eBay power seller store. It provides various products such as quality electronics and gadgets like iPods and iPod accessories, computers and laptops and may more. Visit the store at http://stores.ebay.co.uk/FRENT-MegaStore.

Sunday, September 14, 2008

Smart Questions to Ask Before Purchasing a Condo

by Todd Levinson

Many homeowners find the condo lifestyle to be highly rewarding, and a smart investment. But there's some investigation to be done before a wise purchase is made. Here's a thorough list of questions to ask, at least consider before you go ahead and purchase a condo.

What is the age of the building?

Is the building air-conditioned?

What sort of security system is in place? Is it 24 hrs?

Is there a parking space included in the purchase price? (ask to see it!)

Is there guest parking, and if so what are the conditions of use?

Is the use of recreational facilities included in the purchase price, or monthly fees? Find out the terms of use for these facilities - are they strictly for the use of owners and their guests, or are they open to the public in any way?

Look into your unit's particular situation. See if it's situated near an elevator or garbage chute. You might second guess a purchase if you know you don't want to live with that sort of intrusion.

What fixtures and features are included in the purchase price?

Are pets allowed, and if so what kinds and sizes of animals are permitted and how many per unit?

Are there rental or lease restrictions on the unit?

Is the renter population over 10%? This may be worrisome if you're looking for a a place to call home. A high rental population has its own set of problems.

What sorts of renovations are permitted, if any?

What is the monthly maintenance fee, and what does this fee include?

To what extent does the condo association's insurance cover you? The insurance should be able to cover the cost of rebuilding the condo, if need be.

How much coverage is in the association's repair fund? The repair fund should be able to cover at least 10% of the cost of items that need replacing or repair.

Has the condo association had any legal issues? Go over the association's bylaws with a real estate lawyer and double check that their bylaws are consistent with state bylaws in which you're purchasing.

Read over the condo association's minutes, so as to get a real sense of the people on the board, and what sort of gripes and complaints have been lodged so far.
About the Author:
Philadelphia Real Estate Guide: Find Bella Vista PA real estate for sale. Search MLS listings in this unique Philadelphia market.

Saturday, September 13, 2008

Retirement Income Investment Planning - Step One

by Steve Selengut

Your retirement income investment plan starts now, right now, no matter how old or well heeled you happen to be.

Step One is to understand what a retirement plan is, and to identify the three large numbers you need to keep track of while you are developing your stash. With these three totals on your spreadsheet, it's much easier to develop long-range retirement income goals that make personal sense. A retirement plan is an income production plan. Guaranteed retirement income - projected expenses = the gap. No gap, add parents and children to the expense number. There's always a gap.

Employer provided pension plans, Social Security, and (always much too expensive) fixed annuity contracts, are retirement income providers. They are monthly income machines that you have paid dearly for but which may not be adequate to cover your retirement expenses--- most of us will need more income than our guaranteed benefits will provide.

And we need to develop these additional income sources while we are still earning some kind of income. The retirement plan is the investment process you employ to eliminate the gap between your projected guaranteed income and a conservative estimate of your retirement expenses. The sooner and smarter you invest before retirement, the easier the transition from full employment to full vacation will be. Smart investing involves separating your security selections by purpose, and monitoring their performance in the same way. You're never to young to start developing the income side of the portfolio.

Once you start to draw income at retirement, it is much more difficult to invest effectively and unemotionally. Since your income will need to remain secure and constant through several economic, market, and IRE (interest rate expectation) cycles, you really need to develop appropriate portfolio market value expectations if your program is to survive. You cannot afford to take your eye off the income ball, because income is the only thing you can spend without depleting the productive value of the assets in your investment portfolio.

Obvious? Yes, but only until the market value of your portfolio begins to shrink as a result of economic, market, and IRE cycles. If you invest properly, it (the income) should continue to grow in spite of changing market conditions and fluctuating market value numbers. You must learn to expect market value fluctuations and take advantage of them--- assuming, of course, that you are following appropriate quality, diversification and income generation standards.

Retirement income planning became more difficult for most of us around the time corporate America realized that defined benefit pension plans were far too expensive to manage and maintain. At around the same time, the Social Security trust fund somehow disappeared (Did it ever exist at all?), and more and more of our hard earned was needed to support our aging friends and relatives. Why haven't the myriad of defined contribution programs been able to fill the retirement income gap?

Because millions of totally investment-inexperienced people were given discretion over billions of investment dollars that could be tax detoured out of their paychecks and into IRAs, 401ks, 403bs, Thrift, Savings, Thrift/Savings Plans, etc. Self directed investment programs generated a need for an investment media; the investment media fueled the speculative juices of an emotional and naive mass of newbie investor/speculators; Wall Street created tens of thousands of new products and compound income schemes to sponge up the wayward dollars.

The Masters of the Universe were ROTFLOL while the Investment gods gaped in disbelief.

Defined Contribution plans are just not retirement plans--- even if your employee benefits department, the media, Wall Street, and Uncle assure you that they are. Most plans are difficult to self-manage with a retirement income objective. Still, these benefit plans are necessary and quite capable of taking you close to where you want to be. Their only drawback is the false sense of wealth and retirement security that they promote. Either the money has to be converted into an income portfolio--- a costly and time-consuming process--- or far too many mutual fund shares have to be sold to produce the spending money

Most people think of savings and investment programs as retirement plans, and rationalize away the need for additional, outside development of an income investment portfolio. This is because all of the information they receive speaks to market value growth instead of to income. It's very likely that less than half the money will ever be yours to spend! What, you say--- why? Here's an example. A NYC resident with a $3 million IRA retires with the expectation of maintaining her life style. Even invested for income alone, $15,000 per month is easy to generate. But how much more has to be disbursed to satisfy three levels of tax collection?

Next example. The same portfolio in equity mutual funds during a correction--- now you're dipping into principal!

Even though defined-contribution plans are excellent mechanisms for growing an investment portfolio with your hard earned, pre-tax, dollars, most plans and most plan participants worship the market value god to the exclusion of all others. Most people are too greedy and/or tax-averse to convert them into income producers during rallies--- when they can lock in a meaningful cash flow. Additionally, the counter productive IRC encourages our use of owned assets first--- a universally ignored phenomenon.

The "buy and hold" mutual fund mentality doesn't transition well from growth to income--- regardless of the fund category or description; the idea of helping people into a comfortable retirement hasn't stopped the tax collectors; the market cycle is just as likely to be down as up when your gold watch is presented. You have to do more, and less, to secure that comfortable retirement.

Step One of the retirement plan is developing a focus on income, and understanding that spending money and market value are not blood relatives. Step Two is developing the right combination of tax deferred and tax-exempt income--- among other things.
About the Author:
Steve Selengut Sanco Services Kiawa Golf Investment Seminars Author: "The Brainwashing of the American Investor: The Book that Wall Street Does Not Want YOU to Read" and "A Millionaire's Secret Investment Strategy".

Friday, September 12, 2008

SEO Marketing Type or Strategy

by Kavita

What is in SEO marketing that makes it so interesting and people are doing anything to keep it up and come up with newest strategies?
In the organic type of SEO marketing, there are greater click-troughs. A lot of people market this because of the organically grown search results that do more than what they were supposed to do with the sponsored results.

While the other search engines business is supported by some of the paid ads, there are many consumers who would choose the organic search results. The listings they provide are more related and can offer great depth of choices that are truly manageable.

While the paid ads can play a very vital role in SEO marketing strategy, the organic search will be able to add to the greater click-through rates when all the things get equal. This makes the websites meet their targeted traffic in the search engine rankings.

SEO marketing is very important because it is where ideas are being created by the people doing the websites. They must come up with great marketing ideas in order to compete with the thousands of websites in the different search engines.

Some do not even think of SEO marketing as a marketing strategy but a competition with the other web sites. Even though it is a foul play, they would still continue as long as their links and their ranks are increasing.

This is something overlooked by most marketers. Getting links and ranks can be done equally and black hat SEO may never work at all because there are rules in putting up a website that is user-friendly. They must not look at SEO as a competition because the quality of their services is wasted and sometimes wrongfully understood.

The power of branding is one marketing strategy which is practiced by large corporations. They are investing in this kind of resource and organic search to gain a lot of SEO marketing benefits in order to promote their brand.

The keywords are important to keep the sites linked to and visited by users. They need to know the best strategy on how to increase keyword density therefore letting them show up in the different search engines such as Yahoo, MSN and Google. If your company and brand displays on top of the search results, you can have the impression that your company is getting a lot of viewers and that it is important.

In SEO marketing, you need to get the trust of the viewers and customers. If you get greater trust, then you will get greater access and conversions. Most adults learn to apply a healthy amount of doubt when they see a commercial shown on TV. The same is for when they see an ad in the website.

So in order to correct their doubts, don't keep promising to them what you cannot do. Make sure that the services you are trying to describe to them are essential and can be done specially. You are paying high in getting links but be sure that your services are guaranteed with full service. Once you have gained the trust of your customers, you are sure to gain their trust all throughout but if you don't, do not expect that you are getting requests and orders.

Now, whatever SEO marketing type or strategy you are going to use, keep in mind that SEO is a very aggressive and competitive field. When you are using it with the best technology, knowledge is always the key to gain a competitive advantage.

If you are still new in the marketing field, there are a lot of techniques to get involved with and you seriously need to be creative so that you will rank in the different search engines if that is your goal. Don't let yourself get behind because you will not be ranking at all. There are thousands or even millions of websites that are competing and you will feel a very small pebble compared to them but nothing is impossible if you will try and think of marketing as a negotiable way to increase ranking. Don't get intimidated by the other websites because they will just pull you down.

About the Author
For more useful tips & hints, please browse for more information at our website: www.huge-niche-keywords.com, www.seo.infozabout.com

Thursday, September 11, 2008

Smart Investment Strategies For Online Trading

by Jim Brown

The financial services that an investor chooses to use will help them create smart investment strategies for online trading. They might choose to trade with an investment management company or they might choose to go it alone and trade on Wall Street with the help of an investment broker. Every decision that they make on their investments will have a direct impact on their financial future.

The smart investment strategies will begin with a definite plan. The planning phase of the investment process can be aided by the help of a financial professional who is thoroughly involved with the online trading world and knows which routes an investor can take to get the most out of the money that they are willing to invest. The investment strategies that are open to an investor can have a short-term or long-term effect on their financial future.

The smart investments will be ones that are diverse. An investor has a better chance of success if they choose to create an investment portfolio that contains well rounded numbers of stocks, bond, annuities, certificate of deposit accounts, and accounts for personal and business use. How aggressive the investor wants to be in his approach to building wealth will determine which smart investment strategies to take.

Some investors prefer to take the route of online trading because it is so quick and simple to do. The investor will be able to see all investment assets in every account that is created and be able to see in real-time the current prices of the stocks and bonds that make up a portion of their portfolio. The online trading investor has access to investment professional's 24-hours a day through the online forums and blogs that are on the online trading website.

The investor can determine what the smart investment strategies will pay off through the use of handy calculators posted on the online trading website. The investor can also use these calculators to determine if they have a solid investment platform to work with before they begin transacting trades online. These calculators can help the investor plan out a monthly budget or a budget strictly for business use.

The smartest investment strategies that an online trader can use are the ones that allow them to make sound business decisions that are strictly in line with an investment plan that has a prescribed goal attached to it. Most investors make decisions based on merit and feel that the smartest investment strategy that they can use is one that does not have emotion attached to it.

Wednesday, September 10, 2008

How to Invest in Luxury Real Estate

by Waylan Smart

Many have seen the headlines: Well-known old homes selling for record prices. Luxury townhomes appreciating in value even as other properties sit unsold. Reports that luxury properties in Midwestern states are attracting interest once reserved only for mansions on the coast. A prominent art-auction house investigating the possibility of marketing architectural landmarks as a new form of very expensive art.

Luxury real estate appears to be an appealing investment even in the economic climate of the moment. It is worth asking why this may be the case.

For one thing, the market for luxury homes benefits from a certain amount of what one might call "insulation."

Economic troubles that may affect the willingness of buyers and sellers at every other level to, well, buy and sell, do not necessarily reach the ultra-wealthy. Also, foreign investment is a factor. Quality of life factors continue to make the US a desirable second home for wealthy foreign nationals, with the higher education system attracting people from all over the world. As a result, foreign real estate investment may help keep the market for luxury real estate in good standing. Finally, consider that wealthy people may tend to pay for important purchases in cash, which means that fluctuating interest rates and credit-market problems hold no power.

What do savvy luxury real estate buyers do? How do they make sure their investments in luxury real estate prosper? There's never a simple formula, but experts suggest the following rules:

It's important to know what "luxury" means on a personal level, and to know which type of real estate is personally appealing. Generally luxury homes are defined as those costing over a million dollars in the United States, but the word may also mean a certain kind of neighborhood, greater access to the Great Outdoors, or a room where all one's fishing trophies can be displayed. Whether it is location, space, quality of furnishings, or any other factor, an educated buyer is often ready to rank their priorities.

Buyers may also take steps to ensure the real estate company they are working with knows these priorities as well. A contract may be used to ensure that luxury real estate buyers are getting what they want, top-to-bottom. For example, a buyer might specify in the contract specific language ("restaurant grade" kitchen fixtures, for example, or a library of however-many square feet, or with glassed-in shelves). On a related point, when touring a luxury development-where a "model home" is often used for tours for potential buyers, rather than the actual home to be bought-remember that the model home may not necessarily identical to the home that is purchased.

A real estate buyer will often coordinate pre-approval, to increase the speed and flexibility in buying properties. After all, these are the sort of properties that may require a buyer willing to "strike while the iron is hot." Luxury real estate attracts people with a lot of money to spend, a secure financial situation that makes them attractive borrowers (if borrowing proves necessary), and it tends to be advertised nationally rather than locally, so a lot of people may be interested in any given property. (As stated above, too, the number of likely buyers doesn't necessarily decrease when a market downturns-that's part of why it's luxury real estate.)

While knowing their priorities, today's buyers often keep an open mind. After all, the list of states that offer great luxury properties is expanding-it's no longer just about the two coasts. Buyers may know what is desired in a neighborhood, but they may also be prepared to find it in places where it wasn't expected. Prices are appreciating, according to one expert, in over 2500 areas.

Soave Enterprises is a diversified management and investment company founded by Detroit businessman Anthony Soave that provides strategic planning, financial and other management resources to its affiliated business ventures in the real estate, automotive retailing, beer distribution, scrap metal, industrial services and transportation industries, among others.

For more information on Tony Soave and Soave Enterprises, please visit http://www.soave.com.
About the Author:
Soave Enterprises diversified management and investment company founded by Detroit businessman Anthony Soave that provides strategic planning, financial and other management resources to its affiliated business ventures in the real estate, automotive retailing, beer distribution, scrap metal, industrial services and transportation industries, among others. For more information on Tony Soave and Soave Enterprises, please visit the website.

Tuesday, September 9, 2008

Investment Solutions Company: for Smart Investment Decisions

by Anton Kadin

Every element on this earth keeps growing. This is the nature of the earth. There is no life without growth. Same is true for money also. If you can not make your money grow, if you can not make money out of your money, and if you can not save your money for long-term profit then it is useless. You must provide wings to your money so that it can make you fly. And you can do this through investments only. Various investment options are available in the market. You need not to get confused. Choose an investments solutions company to remove all the confusions.

An investment can be perceived as a saving and an additional income. Both these factors are necessary. Any form of property, either in cash or kind, which has the potential to grow in value can be an investment. These days various investment products are offered by the financial market and you can make a smart decision by opting for an investments solutions company. These days investment products are available in the form of funds which pool together people's money and are invested in a mixture of different investment solutions like equities, bonds or even property and cash.

An Investments Solutions Company can provide a fund manager who can look after these funds. Also, there are various other kinds of investments which are made by four variables cash, corporate bonds and gilts, equities and property. Some of these investment products are regular savings, cash ISA, lump sum investments, property, wrap accounts, distribution bonds, national savings certificates, investment bonds etc. These all investment products have different qualities and all of them need variable investment. But all of these are good investments.

And whatever investment product you choose make sure that it is fulfilling your investment needs. You must be saving good money. So, be a smart investor and opt for investments solutions company.

About the Author:
Anton kadin is an expert in the domain of asset management and investment solutions. Written from experience and with expertise, his write-ups provide guidance to individuals and businesses on Asset Management UK, Investments Solutions Company, wealth management company and financial planning services.

Monday, September 8, 2008

Alex Von Furstenberg Implements Smart Investment

by Val

Arrow Capital Management Implements Smart Investment

Saving money and then watching it grow is an involving and exciting scene but this requires knowing the right means of investing. You can seek advices on tax-efficient saving through an investment solutions company. A successful investment management company is a bunch of highly qualified finance professionals. Arrow Capital Management, LLC is New York's investment management corporation, which, under the leadership of its co-managing members Alex von Furstenberg, created a shock on the market and implemented their various protection plans.

Lately, W.P. Stewart & Co., Ltd. (NYSE:WPL) announced of its agreement to a strategic investment from Arrow Capital Management, LLC, through affiliated partnerships. a New York based investment management company has acquired up to 45% of the shares outstanding in W.P. Stewart through a combination of a tender offer and the purchase of primary shares from the W.P. Stewart & Co., Ltd. (NYSE:WPL) company.

After the transaction, its initiator, a successful co-managing investor Alex von Furstenberg said: "We are excited and honoured to invest in Bill Stewart and his team. Bill has a tremendous talent for investment, as demonstrated by his 30-plus year track record of over 17% annualized returns, which we believe is nearly incomparable in the investment management industry."

"We believe W.P. Stewart is uniquely well positioned to benefit from the current opportunity in large-cap growing companies. W.P. Stewart's holdings are industry-leading franchises that generate consistent and growing amounts of free cash flow. After nearly a decade of compression in valuation multiples, these high-quality companies now trade at only a modest premium to the market. These companies are particularly attractively valued relative to treasuries." Alex von Furstenberg said.

About the Author:J
ust a simple guy who like to do things well.

Sunday, September 7, 2008

Balanced Investment Strategy for Portfolio Management

by NobleTrading

Balanced investment strategy is perhaps the most followed and successful investment strategy for portfolio management. Its primary aim is to keep a balance between investment risk and return. A balanced investment strategy combines the merit of aggressive and defensive investing strategies.

Aggressive investment strategy involves investing in high return high risk investments with the sole purpose of maximizing return from investments. It involves allocating major portion of portfolio capital to invest in equities, equity based funds and highly volatile markets. Investors following aggressive investment strategy often look for comparatively short-term profiting and wish to invest more in growth stocks, and small caps and mid cap stocks. Advantages of aggressive investing include quick profit, high return over investment and no need of large portfolio capital. It can work really well for experienced investors and investors who are very strict in their money management. Disadvantages include high risk, high volatility in total portfolio value and no surety of profit. It less supports novice investors and investor looking for monthly earnings or living costs.

Defensive investment strategy is just opposite of aggressive investment; it’s purpose is to preserve the capital and ensure some return from investments. It involves investing in low profit low risk investments like bonds, money market funds, treasury notes, and equities with minimum price volatility and good dividends. Defensive investors look for long-term profits and/or monthly earnings. Advantages of defensive investment strategy include reduced risk, predictable income, better investment planning and diversification of portfolio. This strategy mainly suits beginners. Disadvantages include low return from investments and requirement of high capital investments.

In balanced investment strategy, the investor tries to keep a balance between his aggressive and defensive behaviors. It involves balancing of both return and risk by diversifying investments in both high return high risk and low return low risk investments. Balanced investors often follow a portfolio capital allocation rule telling how much to invest in equities and bonds and how much to invest in treasury notes, precious metals and funds. Usually one portion of portfolio is actively managed and other portion is left to grow automatically. Balanced investment strategy can be slightly aggressive or slightly defensive with respect to investments made.

The greatest advantage of balanced investment strategy is the diversification of portfolio and hedging against high total portfolio value volatility. It is good for investors looking for medium-term (3 to 5 years) profits. Other advantages include flexibility in portfolio management, better results with better capital investments, (almost) predictable income and manageable portfolio risk. Balanced investment strategy support both beginners and experienced investors and can be an option for monthly earnings for living.
About the Author:
NobleTrading is one of the leading Direct Access Trading Broker offering accesses to US and Canadian markets. Be a subscriber of daily updated NobleTrading stock trading blogs which offer quality information on investing and trading. Here is the blog post related to balanced investment portfolio management strategy.

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